Safe & Secure Online Shopping with Payfast

By Regina Basson · Jun 25, 2021
Safe & Secure Online Shopping with Payfast picture

We at Golden Deal Trading (Pty) Ltd want our clients to feel protected while shopping with us online.  Therefore, we would like to inform our clients of the Pay gate portal we have chosen – Payfast! We would like to inform our clients, so that they are assured that their safety is our concern!

Payfast has been operating since 2007, and have become the trusted online payment solution for over 80, 000 merchants in South Africa, including businesses, causes and individuals.

Security and Fraud

PayFast is committed to keeping us, and all sensitive information secure.

Payfast takes data security of merchants, and their buyers very seriously -Payfast has a multitude of automated and manual checks in place to protect both buyers and sellers from fraudulent transactions. Online retail has a fraud rate between 1 and 2% of all transactions. Through effective controls, PayFast is currently below 0.1% and still going down.

How Payfast keeps your business secure - Our security protocols are as, if not more, robust than South African banks.

PCI-DSS Level 1 Compliant - All customers' credit card payments are done in our secure environment.

Secure servers - Payfast’s website, payments page and help site are hosted on secure servers, safeguarding against phishing attacks.

3D Secure - This extra layer of security is used for all online transactions using a credit card.

GEO IP Tracking - By monitoring where transactions originate Payfast can look for mismatches with the card’s issuing country.

BIN/IIN Validation - Checks the card-issuing bank locations and merchants can choose to enable/disable payments from certain countries.

Fraud Reviews - All suspicious transactions are manually reviewed by Payfast’s support team.

Extended Validation SSL - Payfast uses Extended Validation SSL with 2048-bit encryption, the highest level encryption available.

ASV Scans on a weekly basis - Payfast runs weekly network scans to look for new possible vulnerabilities and certify quarterly.

Two-factor authentication - This extra layer of security is available to restrict access to your PayFast account.

Validation checks - Payments and card details are automatically checked against large online databases of blacklisted details.

Web application firewall - PayFast utilises WAF technologies to detect and stop malicious activity before it reaches our servers.

PAYFAST allows online shoppers with access to internet banking to make convenient payments.

Convenient payment methods

Credit & Cheque Cards - Credit and cheque cards issued by Visa and Mastercard are the most popular and trusted online payment methods around the world. Including South Africa.

Instant EFT - Instant EFT by PayFast allows online shoppers with access to internet banking to make an Electronic Funds Transfer (EFT) that gets instantly verified.

Mobicred - Mobicred is an online account that gives buyers access to credit, which they can use to pay you online through PayFast.

Masterpass - A free digital wallet from Mastercard that enables online shoppers to quickly and securely check out and make online payments.

SnapScan - SnapScan is one of South Africa’s first ‘scan to pay’ contactless payment apps that makes it easy and safe to pay and receive payments online.

Debit Cards - Debit cards issued by Maestro and Visa Electron are still popular among many South African shoppers, and can be used to make online purchases through Payfast.

SCode - SCode is a unique payment platform that allows shoppers to pay for their online purchases in-store at one of more than 6,000 retail outlets across South Africa.

Zapper - Zapper is a free 'scan to pay' app that makes payments convenient and secure for both online shoppers and merchants.

Furthermore, we would like you to be comfortable knowing that our site is secure, and for more basic online shopping safety recommendations, click

Should you ever be the unfortunate victim of cyber or online fraud, you may follow the National Cyber Security Alliance’s Cybercrime suggestions, click

We trust that you will be confident & comfortable in shopping with Golden Deal Trading (Pty) Ltd. online knowing that your security & safety is protected – happy shopping!

Golden Greetings!

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